Pet Insurance

Pet insurance covers veterinary care for pets, covering accidents, illnesses, surgeries, hospitalization, and prescription medications. Coverage varies based on provider and plan, similar to health insurance for humans.

Medical Expenses

Just like us, pets can face unexpected health issues. Pet insurance covers a range of medical expenses, from routine check-ups to emergency treatments, ensuring your pet gets the care they need.

Cost Savings

Veterinary bills can quickly add up. Pet insurance helps you manage these expenses, allowing you to focus on your pet's well-being rather than worrying about the cost.

Peace of Mind

With pet insurance, you can make decisions based on your pet's needs rather than financial constraints. This gives you the peace of mind that you're providing the best care possible.

OVERVIEW

SCOPE of COVERAGE

Ensuring the Well-being of Your Furry Friend

Your pets are cherished members of your family, and their health and happiness matter. At Agent Insurance Agency, we offer pet insurance to provide you with the peace of mind that comes with knowing your furry companions are protected and cared for.

Why do I need pet health insurance?

Pet health insurance helps you protect your pets by offsetting the costs of vet visits for your pets. It can help you pay less for the diagnosis, treatment, and mangagement of any illnesses or treatments your dog or cat might need.

When the unexpected happens, pet insurance can save you from paying completely out of pocket for your four-legged friends. As the cost of vet bills continues to rise, we can help manage some of those costs with pet insurance.

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When it comes to pet insurance, there are several common exclusions you should be aware of. These exclusions specify situations or risks for which your insurance coverage won’t apply. Let’s explore them:

  1. Pre-Existing Conditions:
    • Pet insurance typically excludes coverage for any medical conditions that existed before the policy started. If your pet has a pre-existing condition, it won’t be covered.
  2. Cosmetic Procedures:
    • Procedures done for cosmetic reasons (such as tail docking or ear cropping) are often excluded from coverage.
  3. Routine Wellness Exams and Preventive Care:
    • Regular check-ups, vaccinations, and preventive care are usually not covered by pet insurance. These costs are considered routine and are the responsibility of the pet owner.
  4. Preventive Medications and Nutritional Supplements:
    • Pet insurance may not cover the cost of preventive medications (like flea prevention) or nutritional supplements.
  5. Certain Chronic Conditions:
    • Some chronic conditions (such as diabetes or arthritis) may have limited coverage or exclusions.
  6. Waiting Periods:
    • Most pet insurance policies have a waiting period (usually 10 to 30 days) during which there is no coverage. Additionally, any problem that began during the waiting period may also be excluded.

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To provide you the best pet insurance to fit your budget and needs, we offer personalized policies for your pet(s). That means costs for pet insurance can vary, depending on a few common factors:

  • Type of animal, including species
  • Gender of your pet
  • Age
  • Breed
  • Location

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